Another month has rolled by and so the time has come to share my expenses with a bunch of strangers on the internet. How exciting for you!
~$270 less than last month!
So lets break it down
Mortgage – nothing new here, recent twitter poll suggests I should use my upcoming pay rise to increase the payments. I was more for spending it on beer but whatever.
Savings – Still saving a grand a month. I wish it was more. Once the bloody mortgage is dust I’m gonna be savings heaps!
Groceries – Feel like I spent a lot this month but it works out as ~$75 per person per week. My colleagues think this is about right, but they are also big spenders. ¯\_(ツ)_/¯ Not really sure how much more I can cut from this category. (Or if I even want to make cuts!)
Everyday expenses – Well I visited my Mum which takes a whole tank of gas. Sorry mum I love you and everything but it costs me $80 a visit. Please move closer. I got an ear infection (fun!) and had to go to the doctors and buy medicated drops. On the winning side restaurant spending was cut by half as I made more of an effort to be organised with food! e.g. Packing lunches and having back up meals in the freezer.
Now I know spending money is kind of a vague category into which everything else just gets dumped but I don’t want a thousand little categories in my budget and I’m gonna tell you all the things anyway. This month I paid to have our teen boarders glasses repaired $45, Mothers day gift for my mum $40, loads of craft beer for a BBQ at my Dad’s house $38, I bought an art print $20 (that I still need to have framed) and I bought a few craft beers at various weekends. A lot of money spent on beer this past month.
Hobbies – I brewed a toasted coconut oatmeal stout, so hopefully that will cut down on the beer spending next month. I do need to get a refill for my CO2 cylinder and thats gonna cost around $4o but it lasts about a year.
Everything else – All pretty normal except for my annual credit card fee. I’m going to ring the bank and see if I can get that waived, I have a lot of lending with them so they make plenty money off me already. I topped up my rental property accounts to make sure there’s enough money for expenses. The household goods category included a new frying pan and an impulse buy of new winter blankets for everyone. Thrilling stuff.
So there you have it, don’t forget everything is in New Zealand dollars! A very exciting currency from the bottom of the world.