Alright internets, you can look but you can’t touch. Here’s the expenses for the month. Not so pretty. March madness, thats what I’m putting it down to.
And I splurged on a fancy present for myself, a new iPhone SE. I don’t feel too bad about it, as my last phone lasted me 5 YEARS! It was definitelty time for an upgrade as the old phone was beginning to feel quite unusable.
Actually the phone just arrived this evening, the courier asked if it was a new iphone and I felt compelled to tell him I had my last one for 5 years, 5 YEARS PEOPLE. Is everyone understanding that I don’t upgrade my phone willy nilly yet? otherwise I’ll have to mention the 5 years thing again…..
Mortgage payments are way up because we managed an extra Thursday this month. Gee thanks March. (It’s paid weekly).
Managed to put a whole lot of money in savings, but also pulled some money out of a short term savings account to purchase myself a new phone. 2 steps forward, one step back.
Professional registration – the government decided my job requires registration. Can’t have any ol bum working in the lab, might make meth or something? I dunno. Anyway every March I write them a letter swearing I didn’t commit any crimes in the last 12 months and they let me carry on.
Spending money was some computer bits and pieces that we bought to finish up a PC that we put together for the teen living with us. Teens need computers for school and stuff, stuff being streaming music really loud all the time….. plus I bought loads of craft beer. Restaurant category was eating out for lunch a dumb amount of time. I was quite disorganised this month.
After the trip to the homebrew conference I felt compelled to start brewing again. Uh oh, I better start a new category for this. So I bought ingredients for a batch of beer and some misc parts for the kegerator I built couple years back, some new beer lines, connectors and things.
Holiday spending was over 4 nights in Nelson, including beer money for Marchfest. I paid for a lot of things in advance so the expense was just food really. Nelson was just wonderful, I really enjoyed it there. I hope they do the conference again next year.
So what can we see from my expenses? Well I’m definitely not in the frugal category and I actually get to go to far off places and do things I like (beer festivals yay!). There is room to save more/cut expenses if I want to ramp things up a bit. I do prioritise beer and food over entertainment (no pay tv for me, not even netflix bro!).
Did you notice something else? Apart from the mortgage I have no debts to pay down. At 36 I have finally learned how to use a credit card properly and all my student loans are dust. No car payments either because I drive a 1999 mazda familia.
Sometimes I feel like its a quite spendy budget, but I do feel in control of the direction of that spending. I get the the things that matter the most to me while still paying down that mortgage, investing and saving.